Help Your Clients Access Liquidity Without Triggering a Tax Event
A resource for CPAs, tax attorneys, and wealth advisors who serve high-net-worth clients with concentrated stock positions.
The Product at a Glance
Technical Specifications
Why This Matters for Your Clients
- Avoid capital gains tax events (20–37% savings on appreciated positions)
- Maintain portfolio upside and dividend rights
- Access capital for real estate, taxes, business opportunities, or estate planning
- Non-recourse — if collateral declines, no personal exposure beyond the pledged shares
- Ideal for clients with RSU vests, founder lock-ups, or inherited appreciated positions
"Our stock-backed lending solutions are designed to complement your tax planning strategies, providing liquidity without disrupting the client's long-term investment profile."
Is Your Client a Fit?
We specialize in serving high-net-worth individuals whose wealth is concentrated in publicly traded equity.
The Concentrated Founder
Founders or early employees with large, appreciated public company stock positions seeking liquidity without divestment.
The Executive with RSUs
C-suite executives facing lockup expirations or annual RSU vests who want to avoid immediate tax liability from sales.
The Inherited Portfolio
Clients who inherited large appreciated positions and face significant embedded gains if they were to liquidate.
The Pre-Liquidity Event
Clients with post-IPO lockups who need immediate liquidity before their contractual selling window opens.
The Real Estate Investor
Clients who need a bridge for a real estate opportunity without liquidating their investment portfolio.
The Tax-Aware Planner
Clients working with you on tax minimization strategies who need cash flow without creating a taxable event.
Three Steps From Introduction to Funding
You Make an Introduction
You introduce your client to Morgan Financial Group. No paperwork required from you. We take it from there and keep you informed.
We Evaluate & Structure
We conduct a confidential assessment of the client's holdings and present a no-obligation term sheet within 48 hours.
Your Client Gets Funded
Upon agreement, funds are typically distributed within 3–7 business days. Your client retains their shares and all beneficial rights.
Our Referral Commitment
"We will never cold-contact your clients, cross-sell unrelated products, or disclose referral relationships. Your client relationship is yours. We act as a specialized resource to help you better serve your high-net-worth portfolio."
Start a Confidential Conversation
Reach out to discuss a client situation, ask about our process, or request printed materials for your practice. We prioritize advisor inquiries for immediate response.
Information Request
Want to receive our professional partner kit? We can mail or email a detailed packet including:
- Client-Facing Informational Broadsheets
- Technical Product Comparison Guide
- Compliance & Structure Documentation
- Direct Access Contact List for Partners
To request, please email us with your practice details and mailing address.
Morgan Financial Group, LLC — NMLS #1819411 — Not a solicitation for securities. For licensed financial professionals only. All lending subject to credit approval.